Japanese Basic Course 1732 Studios

Japanese · Lesson 63

Lesson 63

Kanji and everyday Japanese

139 lines

Comparing bank account types · Dialogue 1 of 3

Three kinds of bank account

Two speakers compare Japanese bank accounts and ask which bank each person uses.

*そうですね。 ふ通よ金、とうざよ金、ていきよ金などと 色々 あります* names ordinary savings, checking, and time deposit accounts.

*とうざよ金は しょうばい上の 取引に よく 使われますね* means "Checking accounts are used often for business transactions, aren't they?"

Kanji: 引

New kanji in these lines. Read down: the kanji, its reading, then the words it makes.

  1. 1

    あなたはどのぎんこうととりひきしていますか。

    Which bank do you do business with?

    あなたyou
    はtopic
    どのwhich
    銀行bank
    とwith
    取引do business
    しdo business
    てdo business
    いdo business
    ますdo business
    か。question
  2. 2

    すみともぎんこうととりひきしています。

    I do business with the Sumitomo Bank.

  3. 3

    にほんのぎんこうよきんにはどんなのがありますか。

    What kind of bank accounts do Japanese banks have?

  4. 4

    そうですね。ふつうよきん、とうざよきん、ていきよきんなどといろいろあります。

    Well, let me see. There are various kinds, such as ordinary savings accounts, checking accounts, time deposit accounts, etc.

  5. 5

    とうざよきんはしょうばいじょうのとりひきによくつかわれますね。

    Checking accounts are used often for business transactions, aren't they?

  6. 6

    ええ、しょうばいじょうのとりひきはたいていこぎってをつかいますからね。

    Yes, because usually checks are used for business transactions.

Causative verbs - 'to make one do ---'

The ending SU is added to the first base of consonant verbs (regular) to form causative verbs with the meaning of 'to make one do ---' or 'to let one do ---.' The causative verbs thus formed are also consonant verbs and they carry the same meaning as the verbs that are formed by using the causative auxiliary SERU and SASERU.

Examples:

KIKU / KIKASU (to hear) / (to make one hear)

HANASU / HANASASU (to talk) / (to make one talk)

KAKU / KAKASU (to write) / (to make one write)

WAKARU / WAKARASU (to understand) / (to make one understand)

MATSU / MATASU (to wait) / (to make one wait)

NOMU / NOMASU (to drink) / (to make one drink)

TATSU / TATASU (to stand) / (to make one stand)

Compare the following:

KIKU / KIKASEMASU I make one hear.

KIKASU / KIKASHIMASU I make one hear.

KAKU / KAKASEMASU I make one write.

KAKASU / KAKASHIMASU I make one write.
ARU KOTO WA ARU

KOTO WA preceded by a modifying clause consisting of the basic form of verbs, I-adjectives, nominal + NO or NA or DATTA and followed by an independent equivalent of the modifier, is equivalent to 'to be sure so-and-so, but ---,' 'granted so-and-so, but ---,' or 'I do so-and-so all right, but ---.'

Examples:

TABERU KOTO WA TABERU GA ---. I eat it all right, but ---.

OOKII KOTO WA OOKII GA ---. To be sure it is big, but ---.

BENRI NA KOTO WA BENRI DESU GA ---. It is convenient all right, but ---.

ITTA KOTO WA ITTA GA. I went all right, but ---.

If the inflected word before and after KOTO is negative, the combination means 'granted that so-and-so isn't true.'

Examples:

ANMARI TABENAI KOTO WA TABENAIN DESU GA, SHINPAI WA ARIMASEN.

Granted that he doesn't eat much, but there is nothing to worry about.

In the case of the past tense like 'I did such-and-such all right, but ---,' the modifying clause of KOTO can be in the present tense basic form.

Examples:

IKU KOTO WA ITTA GA, ---. I went all right, but ---.

TABERU KOTO WA TABETA GA, ---. I ate it all right, but ---.
YEN and SEN

The monetary unit of Japan is the YEN. To count YEN, --EN is added to the numerals. Note, however, that before --EN, '4' is YO- instead of the more usual YON or SHI. The forms from 1 to 10 are:

| 
ICHI-EN | ROKU-EN
NI-EN | NANA-EN or SHICHI-EN
SAN-EN | HACHI-EN
YO-EN | KYUU-EN
GO-EN | JUU-EN

Dollar exchange rates have changed considerably since 1930, as follows:

| Dollar | YEN
1930 | 1 | 2
1941 | 1 | 4
1945 | 1 | 15
1949 | 1 | 360

100 SEN make one YEN, but since the purchasing value of the YEN is so low, SEN are not used.
は
leaves
どの
which (pre-substantive) (See Notes)
銀行
bank
と
and (See Gram. Notes)
し
city
ます
trout
か。
either--or-- (See Gram. Notes)
すみ
inside corner
の
See Grammar Notes
に
on (See Gram. Notes)
どんな
what kind of; what sort of
が
but (See Gram. Notes)
そう
numerical counter for ships
です
to be (See Gram. Notes)
ね。
isn't it (See Grammar Notes)
など
and so forth, etc.
しょうばい
business, trade
よく
well, skillfully
ええ、
Yes
小切手
check
を
particle denoting direct object (See Pattern Drill)
から
from (See Gram. Notes)

Checks, interest and money orders · Dialogue 2 of 3

Interest and checks

The speakers compare checking accounts in Japan and the United States.

*つきますよ* means "It earns interest." The speaker then estimates the interest rate at about 2.5 percent.

They also discuss the growing use of checks in Japan.

Sending money

One speaker asks how people send money or order goods from distant cities.

*ええ、銀行かわせや ゆうびんかわせを 利用します* means "Yes, they use bank money orders and postal money orders."

Kanji: 信, 発

New kanji in these lines. Read down: the kanji, its reading, then the words it makes.

Kanji: 達, 子, 分

New kanji in these lines. Read down: the kanji, its reading, then the words it makes.

  1. 7

    アメリカのぎんこうでは、とうざよきんにはりしはつきませんが、にほんのぎんこうではどうですか。

    In American banks, a checking account does not earn interest, but how is it in Japanese banks?

  2. 8

    つきますよ。りそくがつくということだけはしっていますが、りりつがどのぐらいかしりません。にぶごりんぐらいだろうとおもいます。

    It earns interest. I only know that it earns interest, but I don't know how much the interest rate is. I think it probably is about 2.5%.

  3. 9

    にほんではこぎってをあまりつかわないそうですね。

    I understand they don't use checks much in Japan, isn't that right?

  4. 10

    ええ、でもこのごろはにほんでもしんようせいがはったつしてきたから、こぎってもかなりつかわれています。もちろんべいこくほどいっぱんかされていませんがね。

    No, but a credit system has developed these days in Japan, so checks are used considerably. Of course, they are not as universal as in the United States.

  5. 11

    では、そうきんしたり、とおくのしからしなものをちゅうもんしたりするときには、かわせをつかうのですか。

    Then, when they send money or order things from distant cities, do they use money orders?

  6. 12

    ええ、ぎんこうかわせやゆうびんかわせをりようします。

    Yes, they use bank money orders and postal money orders.

アメリカ
America; U.S.A.
で
--is and -- (See Grammar Notes)
は、
leaves
利子
interest (money)
が、
but (See Gram. Notes)
つく
to arrive, to reach (v.i.)
言う
to say
だけ
only, just (See Grammar Notes)
ぐらい
about
二
two
分
minute
五
five
りん
1/10 of a percent
この頃
these days, nowadays
から、
from (See Gram. Notes)
かなり
fairly
もちろん
of course, to be sure
ほど
to the extent (See Grammar Notes)
一
one
遠く
distant (place)
品物
goods, merchandise
時
time
かわせ
money order
使う
to use, employ
や
and---among others (See Gram. Notes)
ゆうびん
postal service

Sending money safely · Dialogue 3 of 3

Convenience and safety

The speakers weigh the inconvenience of money orders against the risk of sending cash.

*ぬすまれる 心配が ありませんからね* means "Because there will be no worry of money being stolen."

A point granted first

Listen for *不便な事は 不便ですが* in *まあ、不便な事は 不便ですが、現金を 送るよりは いいです*.

It grants that money orders are inconvenient, then adds that they are better than sending cash.

  1. 13

    それはちょっとふべんですね。

    It's inconvenient, isn't it?

  2. 14

    まあ、ふべんなことはふべんですが、げんきんをおくるよりはいいです。

    Well, it's inconvenient all right, but it's better than sending cash.

  3. 15

    それはそうでしょう。

    I suppose so.

  4. 16

    ぬすまれるしんぱいがありませんからね。

    Because there will be no worry of money being stolen.

ちょっと
a little
不便
inconvenient
まあ、
Well! Oh, my!
現金
cash
送る
to send (v.t.)
より
than (See Gram. Notes)
いい
good (See Gram. Notes)
でしょう。
probably (See Gram. Notes)
れる
to be able to -- (See Grammar Notes)

Making and letting people act · Perception drill, Block 1

Making someone wait

*長い間 待たしました* means "I made him wait a long time." The form *待たしました* expresses causing another person to wait.

For a consonant verb, change the last sound to its A sound and add *SU*. *MATSU* becomes *MATASU*.

The causative can mean either making or letting someone do the action.

The same ending in other verbs

In the beer line, *飲まさない* means not letting someone drink.

The same change makes *NOMU* into *NOMASU* and *HANASU* into *HANASASU*. The result is also a consonant verb.

  1. 17

    ながいあいだまたしました。

    I made him wait a long time.

  2. 18

    こどもににわのしごとをてつだわします。(てつだわせます)。

    I make my child help with the yard work.

  3. 19

    こどもにビールをのまさない(のませない)ほうがいい。

    It is better not to let children drink beer.

  4. 20

    せんせいはきょうしつでせいとににほんごをはなさします。(はなさせます)。

    The teacher makes the students speak Japanese in the classroom.

  5. 21

    わたくしはうちのこどもににほんごをならわしています。(ならわせています)

    I am having my child learn Japanese.

  6. 22

    あなたはおこさんにがっこうへおべんとうをもっていかしますか。(もっていかせますか)。

    Do you make your child take a lunch to school?

にわ
garden, yard
ます。
trout
ビール
beer
いい。
good (See Gram. Notes)
うち
home, house
へ
to (See Gram. Notes)
べんとう
box lunch

Conceding a point · Perception drill, Block 2

A fact granted before a contrast

*私は 日本語を 話す事は 話すが、あまり 上手では ありません* means "I do speak Japanese, but I am not very good at it."

The predicate stands before *事は* and appears again after it. This pattern grants the predicate before a contrasting qualification.

Verbs and adjectives in the pattern

*この町は 静かな事は 静かですが、不便です* means "This town is quiet, but it is inconvenient."

A verb or I-adjective uses its basic form before *事は*. A NA-adjective takes *な*, as in *静かな事は 静かですが*.

  1. 23

    たべることはたべるが、――――

    I'll eat all right, but ---.

  2. 24

    むずかしいことはむずかしいが、――――

    It's difficult all right, but ---.

  3. 25

    ふべんなことはふべんですが、――――

    It's inconvenient all right, but ---.

  4. 26

    たべたことはたべたが、――――

    I ate all right, but ---.

  5. 27

    わたくしはにほんごをはなすことははなすが、あまりじょうずではありません。

    I do speak Japanese, but I am not very good at it.

  6. 28

    あのせいとはべんきょうすることはべんきょうするが、あまりできない。

    That student does study, but he does not do very well.

  7. 29

    このくつはやすいことはやすいが、すぐだめになります。

    These shoes are inexpensive, but they wear out quickly.

  8. 30

    このくだものはおいしいことはおいしいが、たかすぎる。

    This fruit is delicious, but it is too expensive.

  9. 31

    このまちはしずかなことはしずかですが、ふべんです。

    This town is quiet, but it is inconvenient.

  10. 32

    わたくしはそれをたべたことはたべたが、すきではありません。

    I have eaten it, but I do not like it.

が、――――
but (See Gram. Notes)
むずかしい
difficult
上手
skillful, fluent (See Grammar Notes)
くつ
shoes
すぐ
right away, immediately
だめ
no good, useless, hopeless
果物
fruit
おいしい
tasty, delicious
町
town
好き
to like, be fond of (See Grammar Notes)

Being made to act · Pattern 1 1 of 2

Being made to buy

*新しい車を 買わされました* means "I was made to buy a new car."

The causative ending from *長い間 待たしました* can itself take a passive ending. The subject then undergoes the required action.

Making and allowing

*私は うちの子供に くつを みがかします* means "I make my child polish my shoes."

In *今日は 仕事を 休ましてください*, the causative asks another person to allow the speaker to take the day off.

  1. 33

    こどもにはビールをのまさないほうがいいです。

    It's better not to let children drink beer.

  2. 34

    あたらしいくるまをかわされました。

    I was made to buy a new car.

  3. 35

    にちようびにもはたらかされました。

    I was made to work on Sunday too.

  4. 36

    きのうはながいあいだともだちをまたしました。

    Yesterday I made my friend wait a long time.

  5. 37

    わたくしはうちのこどもにくつをみがかします。

    I make my child polish my shoes.

  6. 38

    まだせいとをいえへかえらしてはいけません。

    You must not let the students go home yet.

  7. 39

    あたまがいたいから、きょうはしごとをやすましてください。

    I have a headache, so please let me take today off from work.

です。
to be (See Gram. Notes)
車
vehicle, car
昨日
yesterday
まだ
yet, still
家
house, home
頭
head, mind
今日
today
ください。
please give me (See Gram. Notes)

Having others do things · Pattern 1 2 of 2

Having another person act

*いいえ、一週間に 一度 子供に あらわします* means "No, I have my child wash it once a week."

The causative here means having a child perform the action.

Not allowing an action

*この たて物の中に いぬを はいらさないで ください* means "Please do not let the dog enter this building."

Here the negative causative prevents the dog from performing the action.

  1. 40

    あなたはじぶんでじどうしゃをあらうのですか。

    Do you wash your car yourself?

  2. 41

    いいえ、いっしゅうかんにいちどこどもにあらわします。

    No, I have my child wash it once a week.

  3. 42

    あなたはりはつやでかみをかってもらうのですか。

    Do you have your hair cut at a barbershop?

  4. 43

    いいえ、かないにかみをからします。

    No, I have my wife cut my hair.

  5. 44

    このたてもののなかにいぬをはいらさないでください。

    Please do not let the dog enter this building.

  6. 45

    はい、これからきをつけます。

    Yes, I will be careful from now on.

自分
self
あらう
to wash
かみ
hair
もらう
to receive (tangible things)
いぬ
dog

Conceding before a contrast · Pattern 2 1 of 2

A verb granted first

*ビールを 飲む事は 飲むが、好きでは ありません* means "I do drink beer, but I do not like it."

The *事は* concession here applies to drinking.

The same pattern with adjectives

*この家は 安い事は 安いが、少し せますぎます* grants that the house is inexpensive before saying it is too small.

*好きな事は 好きですが* grants that the person likes golf before saying the person is not good at it.

  1. 46

    たべることはたべるが、――――

    I'll eat all right, but ---.

  2. 47

    あついことはあついが、――――

    It's hot all right, but ---.

  3. 48

    じょうずなことはじょうずですが、――――

    He is good all right, but ---.

  4. 49

    いったことはいったが、――――

    I went all right, but ---.

  5. 50

    ビールをのむことはのむが、すきではありません。

    I do drink beer, but I do not like it.

  6. 51

    たなかをさそうことはさそいますが、いくかどうかしりません。

    I will invite Tanaka, but I do not know whether he will go.

  7. 52

    このいえはやすいことはやすいが、すこしせますぎます。

    This house is inexpensive, but it is a little too small.

  8. 53

    あのえいがはおもしろいことはおもしろいが、あまりながすぎます。

    That movie is interesting, but it is much too long.

  9. 54

    あのかたはゴルフがすきなことはすきですが、じょうずではありません。

    That person does like golf, but is not good at it.

さそう
to invite one to ---, entice
か
either--or-- (See Gram. Notes)
少し
little (quantity)
すぎ
past, after
映画
movie
おもしろい
interesting, to be fun
ゴルフ
golf

Concessions about past actions · Pattern 2 2 of 2

A past action granted

*私は 山田さんに あう事は あったが、あまり 話す 時間は ありませんでした* says the speaker met Mr. Yamada but had little time to talk.

The *事は* concession now grants a past meeting before the contrast.

An experience granted

*習った事が ある事は あるのですが、十年前ですから、もう わすれてしまいました* grants the experience, then says it was ten years ago and is forgotten.

Here the concession grants the experience of studying German before the contrast.

  1. 55

    このかんじをならったことはならったが、もうわすれました。

    I did learn this kanji, but I have already forgotten it.

  2. 56

    わたくしはやまださんにあうことはあったが、あまりはなすじかんはありませんでした。

    I did meet Mr. Yamada, but we did not have much time to talk.

  3. 57

    あなたはドイツごをならったことがありますか。

    Have you ever studied German?

  4. 58

    ええ、ならったことがあることはあるのですが、じゅうねんまえですから、もうわすれてしまいました。

    Yes, I have studied it, but that was ten years ago, so I have forgotten it already.

  5. 59

    あさってあたらしいいえにひっこすことになりましたから、てつだってくださいませんか。

    I am going to move into a new house the day after tomorrow, so would you please help me?

  6. 60

    ええ、てつだうことはてつだいますが、あまりながくてつだうことはできません。

    Yes, I will help you, but I cannot help for very long.

  7. 61

    にほんごはむずかしいですか。

    Is Japanese difficult?

  8. 62

    ええ、むずかしいことはむずかしいですが、にほんごのべんきょうはおもしろいとおもいます。

    Yes, it is difficult, but I think studying Japanese is interesting.

もう
already (See Gram. Notes)
時間
hour, time
ある
certain, some
十
ten
年
year (See Grammar Notes)
前
before, front
ひっこす
to move (v.i.)
ください
please give me (See Gram. Notes)
手つだう
to help

Deposits, accounts and interest · Reading Selection 1 of 2

Accounts serve different purposes

The passage compares time deposits, checking accounts, and ordinary savings accounts.

*ていきよ金にお金を入れた場合には、自分の好きな時に、お金を出す訳にはいきません* says money cannot be withdrawn from a time deposit whenever the owner likes.

Time deposits therefore pay the highest interest. Checking accounts support business transactions and check payments, but their interest rate is very low.

  1. 63

    ぎんこうにおかねをあずけることをよきんといいます。

    Putting money in a bank is called making a deposit.

  2. 64

    にほんのぎんこうには、とうざよきん、ていきよきん、ふつうよきんなどがあります。

    Japanese banks have checking accounts, time deposit accounts, ordinary savings accounts, and so on.

  3. 65

    ていきよきんにおかねをいれたばあいには、じぶんのすきなときに、おかねをだすわけにはいきません。

    When you put money into a time deposit account, you cannot withdraw it whenever you like.

  4. 66

    ですから、りりつがいちばんたかいのです。

    Therefore, it has the highest interest rate.

  5. 67

    とうざよきんはしょうばいじょうのとりひきにりようされます。

    Checking accounts are used for business transactions.

  6. 68

    とうざよきんでは、しはらいはこぎってでします。

    With a checking account, payments are made by check.

  7. 69

    ですから、りりつはたいへんひくいのです。

    Therefore, the interest rate is very low.

  8. 70

    べいこくのぎんこうでは、とうざよきんにはりしはつきません。

    At American banks, checking accounts do not earn interest.

あずける
to entrust, deposit, store
出す
to mail, send, take out
一番
number one (See Grammar Notes)
しはらい
payment
ひくい
low

Japanese cash and remittances · Reading Selection 2 of 2

Cash and remittances

The passage names Japanese banknotes and coins, then explains why people often use cash and money orders.

*それで、送金したり遠くの市から品物をちゅうもんしたりする時には、銀行かわせやゆうびんかわせを利用します* says bank or postal money orders serve remittances and distant orders.

*少し不便な事は不便ですが* grants that money orders are inconvenient before saying that theft is less likely.

Yen and sen

*こうかには、一円、五円、十円、五十円、百円があります* lists coin values from one yen through one hundred yen.

The unit of money in Japan is the yen. To count yen, add *EN* to a number. *ICHI-EN* is "one yen".

Before *EN*, four is *YO*, not *YON* or *SHI*. *YO-EN* is "four yen". Seven is *NANA-EN* or *SHICHI-EN*.

One hundred *SEN* make one yen. The passage says the sen is not used after inflation reduced the value of the yen.

Kanji: 札, 戦

New kanji in these lines. Read down: the kanji, its reading, then the words it makes.

Kanji: 終

New kanji in these lines. Read down: the kanji, its reading, then the words it makes.

  1. 71

    にほんでつかわれているしへいはみなにほんぎんこうがだしたぎんこうけんで、ひゃくえんさつ、ごひゃくえんさつ、せんえんさつ、ごせんえんさつ、いちまんえんさつが

    All the paper currency used in Japan consists of banknotes issued by the Bank of Japan, and there are 100-yen, 500-yen, 1,000-yen, 5,000-yen, and 10,000-yen notes

  2. 72

    あります。

    in circulation.

  3. 73

    こうかには、いちえん、ごえん、じゅうえん、ごじゅうえん、ひゃくえんがあります。

    The coins are one yen, five yen, ten yen, fifty yen, and one hundred yen.

  4. 74

    しゅうせんごインフレでえんのねうちがさがったので、せんはつかわれていません。

    Because inflation lowered the value of the yen after the war, the sen is no longer used.

  5. 75

    にほんではしんようせいがべいこくほどはったつしていませんから、べいこくほどこぎってをりようしません。

    Because the credit system in Japan is not as developed as it is in the United States, checks are not used as much as they are in the United States.

  6. 76

    たいてい、げんきんをつかいます。

    Cash is usually used.

  7. 77

    それで、そうきんしたりとおくのしからしなものをちゅうもんしたりするときには、ぎんこうかわせやゆうびんかわせをりようします。

    Therefore, when sending money or ordering goods from a distant city, people use bank money orders or postal money orders.

  8. 78

    すこしふべんなことはふべんですが、おかねをぬすまれるしんぱいはすくないです。

    It is somewhat inconvenient, but there is less worry about the money being stolen.

いる
to need (See Gram. Notes)
へい
wall fence
百
100
円
yen (unit of money)
五百
500
千
1,000
五千
5,000
五十
50
インフレ
inflation
ねうち
value
せん
sen (1/100 of a yen) (See Cultural Notes)

Asking about bank accounts · Questions 1 of 2

How bank accounts work

The questions ask what deposits are and how time deposits and checking accounts work.

*とうざよ金では、しはらいは 何でしますか* means "With a checking account, what do you use to make payments?"

An answer states a definition, an account feature, or the means of payment.

  1. 79

    よきんというのはどんなことですか。

    What does making a deposit mean?

  2. 80

    にほんのぎんこうには、ふつうどんなよきんがありますか。

    What kinds of bank accounts do Japanese banks usually have?

  3. 81

    ていきよきんにおかねをいれたばあいには、いつでもじぶんのすきなときに、おかねをだすことができますか。

    When you put money into a time deposit account, can you withdraw it whenever you like?

  4. 82

    ていきよきんのりりつはどうですか。

    What is the interest rate on a time deposit account like?

  5. 83

    とうざよきんはなににりようされますか。

    What are checking accounts used for?

  6. 84

    とうざよきんでは、しはらいはなにでしますか。

    With a checking account, what do you use to make payments?

いつ
when?

Asking about currency and credit · Questions 2 of 2

Currency and credit

The questions ask about checking-account interest, Japanese banknotes, credit, and remittances.

*日本では、送金する時には、大抵 何を 利用しますか* means "In Japan, what do people usually use when sending money?"

An answer names bank money orders or postal money orders. Other answers identify the Bank of Japan and compare credit systems.

  1. 85

    とうざよきんのりりつはどうですか。

    What is the interest rate on a checking account like?

  2. 86

    べいこくではどうですか。

    How is it in the United States?

  3. 87

    にほんでつかわれているしへいには、どんなのがありますか。

    What kinds of banknotes are used in Japan?

  4. 88

    にほんのしへいはどのぎんこうがだしますか。

    Which bank issues Japanese banknotes?

  5. 89

    にほんではしんようせいがべいこくぐらいはったつしていますか。

    Is the credit system in Japan as developed as it is in the United States?

  6. 90

    にほんでは、そうきんするときには、たいていなにをりようしますか。

    In Japan, what do people usually use when sending money?

Banking and interest words · Word list 1 of 5

Accounts and interest

These words cover banking relationships, account types, business, and interest.

*ふ通よ金* means "ordinary savings account", while *とうざよ金* means "checking account" and *ていきよ金* means "time deposit account".

*利子* names interest. *利子がつく* means "to earn interest".

  1. 91

    とりひき(する)

    trade, business (to trade with, do business)

  2. 92

    よきん

    deposit, bank account

  3. 93

    ぎんこうよきん

    bank deposit

  4. 94

    ふつうよきん

    ordinary savings account

  5. 95

    とうざよきん

    checking account

  6. 96

    ていきよきん

    time deposit account

  7. 97

    しょうばい

    business, trade

  8. 98

    しょうばいじょうの

    from the standpoint of business

  9. 99

    りし

    interest (money)

  10. 100

    りしがつく

    to earn interest

取引(する)
trade, business (to trade with, do business)
よ金
deposit, bank account
銀行よ金
bank deposit
ふ通よ金
ordinary savings account
とうざよ金
checking account
ていきよ金
time deposit account
しょうばい上の
from the standpoint of business
利子がつく
to earn interest

Interest, credit and transfers · Word list 2 of 5

Rates and transfers

These words cover interest rates, percentage units, credit, and sending money.

*利りつ* means "interest rate". *二分五りん* means "2.5%", with *分* for a percent and *りん* for one tenth of a percent.

*送金する* means "to send money", and *遠くの* means "distant" or "far away".

  1. 101

    りそく

    interest (money)

  2. 102

    りりつ

    interest rate

  3. 103

    にぶごりん

    2.5%

  4. 104

    ぶ

    percent

  5. 105

    りん

    1/10 of a percent

  6. 106

    しんようせい

    credit system

  7. 107

    はったつする

    to develop (vi)

  8. 108

    いっぱんかする

    to be popularized

  9. 109

    そうきんする

    to send money

  10. 110

    とおくの

    distant, far away

利そく
interest (money)
利りつ
interest rate
二分五りん
2.5%
信用せい
credit system
発達する
to develop (vi)
一ぱんかする
to be popularized
送金する
to send money
遠くの
distant, far away

Orders, remittances and concessions · Word list 3 of 5

Orders and money orders

These words cover goods, ordering, deposits, and money orders.

*かわせ* means "money order". *銀行かわせ* is a bank money order, while *ゆうびんかわせ* is a postal money order.

*不便な事は不便ですが、--* grants inconvenience before a contrast. The causative pair *待たす* and *待たされる* means "to make one wait" and "to be made to wait".

  1. 111

    しなもの

    goods, merchandise

  2. 112

    ちゅうもんする

    to order

  3. 113

    かわせ

    money order

  4. 114

    ぎんこうかわせ

    bank money order

  5. 115

    ゆうびんかわせ

    postal money order

  6. 116

    ふべんなことはふべんですが、--

    It's inconvenient all right, but --- (See Grammar Notes)

  7. 117

    それはそうです

    that's true, that is so

  8. 118

    おかねをあずける

    to deposit money

  9. 119

    またす

    to make one wait (See Grammar Notes)

  10. 120

    またされる

    to be made to wait

ちゅうもんする
to order
銀行かわせ
bank money order
ゆうびんかわせ
postal money order
不便な事は不便ですが、--
It's inconvenient all right, but --- (See Grammar Notes)
それはそうです
that's true, that is so
お金をあずける
to deposit money
待たす
to make one wait (See Grammar Notes)
待たされる
to be made to wait

Currency and inflation words · Word list 4 of 5

Currency and its value

These words cover savings, paper currency, coins, inflation, and value.

*しへい* means "currency" or "paper money", and *日本銀行* means "Bank of Japan".

*インフレ* means "inflation", while *ねうち* means "value". *こうか* names a coin or hard currency.

  1. 121

    ちょきん(する)

    savings (to save money, deposit money)

  2. 122

    ひゃくえんさつ

    100 yen bill

  3. 123

    ---さつ

    paper money, bank note, bill

  4. 124

    しへい

    currency, paper money

  5. 125

    にほんぎんこう

    Bank of Japan

  6. 126

    しゅうせんご

    after the war

  7. 127

    インフレ

    inflation

  8. 128

    ねうち

    value

  9. 129

    かへい

    money, coin

  10. 130

    こうか

    coin, hard currency

ちょ金(する)
savings (to save money, deposit money)
百円札
100 yen bill
---札
paper money, bank note, bill
しへい
currency, paper money
日本銀行
Bank of Japan
終戦後
after the war
かへい
money, coin
こうか
coin, hard currency

Savings, currency and trust · Word list 5 of 5

Banking words in use

These lines apply the lesson words to saving, currency, coins, and trust.

*私は 毎月 ちょ金しています* means "I save money every month." *私は 田中さんを 信用しています* means "I have faith in Mr. Tanaka."

*月給日に 銀行に お金を あずけに 行って、長い間 友だちを 待たしました* uses the causative for making a friend wait. *せん* is one hundredth of a yen.

  1. 131

    しんよう(する)

    trust, credit (to trust, give credit to)

  2. 132

    せん

    sen (1/100 of a yen) (See Cultural Notes)

  3. 133

    げっきゅうびにぎんこうにおかねをあずけにいって、ながいあいだともだちをまたしました。

    I went to deposit money at the bank on payday, and I made my friend wait for a long time.

  4. 134

    わたくしはまいつきちょきんしています。

    I save money every month.

  5. 135

    にほんにはひゃくえんさつ、ごひゃくえんさつ、せんえんさつ、ごせんえんさつ、いちまんえんさつなどのしへいがあります。

    In Japan there are such paper currencies as 100 yen bills, 500 yen bills, 1,000 yen bills, 5,000 yen bills, and 10,000 yen bills.

  6. 136

    にほんのしへいはにほんぎんこうがだしたぎんこうけんです。

    Japanese paper currencies are bank notes issued by the Bank of Japan.

  7. 137

    にほんはしゅうせんごインフレでえんのねうちがさがりました。

    After the war in Japan, the value of the yen went down because of inflation.

  8. 138

    にほんのかへいにはいちえん、ごえん、じゅうえん、ごじゅうえん、ひゃくえんなどのこうかがあります。

    As for Japanese coins, there are such coins as 1 yen, 5 yen, 10 yen, 50 yen, and 100 yen pieces.

  9. 139

    わたくしはたなかさんをしんようしています。

    I have faith in Mr. Tanaka.

Guide for Free Conversation

1 Talk about the monetary systems of Japan and of the United States, including paper currency, coins, exchange rates, etc.

2 Talk about the banking systems of Japan and of the United States, including different types of bank accounts, interest rates, etc.
Homework

1 Memorize the Dialogue and study the vocabulary.

2 Study the Pattern Drill.

3 Learn to read and write the new kanji.

4 Read the Explanatory Notes.

5 Use the guide given for practice in free conversation.
信用(する)
trust, credit (to trust, give credit to)
月給日に銀行にお金をあずけに行って、長い間友だちを待たしました。
I went to deposit money at the bank on payday, and I made my friend wait for a long time.
私は毎月ちょ金しています。
I save money every month.
日本には百円札、五百円札、千円札、五千円札、一万円札などのしへいがあります。
In Japan there are such paper currencies as 100 yen bills, 500 yen bills, 1,000 yen bills, 5,000 yen bills, and 10,000 yen bills.
日本のしへいは日本銀行が出した銀行券です。
Japanese paper currencies are bank notes issued by the Bank of Japan.
日本は終戦後インフレで円のねうちがさがりました。
"After the war in Japan, the value of the yen went down because of inflation."
日本のかへいには一円、五円、十円、五十円、百円などのこうかがあります。
As for Japanese coins, there are such coins as 1 yen, 5 yen, 10 yen, 50 yen, and 100 yen pieces.
私は田中さんを信用しています。
I have faith in Mr. Tanaka.

The particulars

The course
Defense Language Institute, Japanese Basic Course, 1967 to 1971. Public domain. The teaching pages and the narration are ours.
Reading aloud
Digital narration, directed by 1732 Studios.
The book
Botchan, the work this course leads to, free to read here.
Data
JSON · Markdown · A guide for agents
Two whoopie pies and a pine. An inside joke.